| Safe Driving
5-safe-driving-stips-avoid-distracted-driving

Having car insurance isn’t enough to protect you on the road. Direct Auto & Life Insurance offers you more than just coverage. Our mission is to also educate you on what it takes to stay safe on the road.  In recognition of Distracted Driving Month, we’d like to remind you of a few safe driving tips so that you’re not tempted to text, email, eat, drink, or take pictures while driving. Help us lower distracted driving statistics by following these life-saving, non-negotiable safe driving habits.

1. Don’t drive drowsy.

Life is so busy, it tires us out! If you’re driving while you’re sleepy, you could be putting you and those around you at harm on the road. To help combat drowsiness, work on planning your schedule ahead of time and allow for downtime so you’re don’t feel too tired to drive. If you’re not sure if you’re too tired, then you probably are. If you can’t fight the drowsiness park in a safe spot and take a 15-20 minute nap or take a walk for fresh air.

2. Be aware of your own distractions.

Using the phone, listening to music, chatty kids, looking at yourself in the rearview mirror, petting your pet, typing in your GPS, and daydreaming are all distractions that could harm you while driving. Be mindful of these temptations ahead of time, so you don’t fall victim to them. Ask yourself, “Are any of these things worth the cost of an accident?” If something can’t wait till you arrive at your destination, then pull-over. Remember you’re in control in the driver’s seat.

3. Defend your driving. 

Even if you follow the rules of the road and are perfect at reading the traffic signs, you are still prey to other drivers. The anticipation of dangerous situations is more than half of the battle when it comes to safe driving. So, what can you do to be mindful on the road?

  • Keep your eye-line on the road’s horizon and not on the car in front of you.
  • Look both ways at intersections for any potential cars that might run the red light or try to beat you by turning during a yellow light at an intersection.
  • Make sure you leave at least 2-3 seconds between you and the car in front of you (or a car’s length in distance).
  • Don’t frequently change lanes as you are increasing your chances of someone hitting you.
  • Use your turn signal!

However, it’s not just other drivers that can hit you. In the event a deer jumps out in front of you, your car is damaged by a natural disaster, stolen, or vandalized, you should also consider getting Comprehensive Coverage for total protection against the world around you. 

4. Plan ahead.

Winter, spring, summer, or fall, you need to know how the weather will affect your commute. Leaving earlier or later to avoid traffic is one way to reduce your chances of an accident.  However, if you end up say crashing into an object due to slippery road conditions make sure you have Collision Coverage to help repair and replace any damage to your car.

5. Be prepared in case of an emergency.

Even when you do all that you can do to prevent an accident, sometimes life gets in the way. In case of an emergency, arm yourself with an emergency car kit to include things like a first aid kit, car jack, spare tire, jumper cables, ice scraper, road flares and other useful car tools to address any immediate needs while you’re on the road.

What else can you do if luck isn’t on your side? Look into adding Roadside Assistance or Personal Injury Protection to your coverage. For more information, Call 1-877-463-4732, Click, or Come-In to one of our local stores near you.

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