| Auto Insurance
Hand drawing on whiteboard, with two cars driving underneath a man walking on a tightrope

Although the percentage of uninsured drivers has been declining since 2010, the Insurance Research Council estimates that about 12.6% of drivers (about 1 in 8 drivers) could still be driving without insurance. What can you do to better prepare for such a crazy world? First, consider including Uninsured Motorist Coverage on your auto insurance policy. This coverage was designed to help pay for expenses that result from a car accident in which the at-fault driver doesn’t have insurance, not enough of it, or cannot be identified. Do you know how you would pay for damages to your vehicle if you were involved in a hit-and-run accident? If not, watch our video “What is Uninsured Motorist Coverage?” to see how this important coverage came to the financial rescue of a family whose car was totaled by an uninsured driver!

Did you know? These 10 states have the most uninsured motorists!

Video Transcription

Driving Without Insurance? The Ultimate Gamble

Wouldn’t it be nice if we lived in a perfect world where everyone had car insurance and the right amount of it? Unfortunately, too often that is not the case. Some people might have insurance but the limits are too low, or they let the coverage lapse from time to time. Others take the ultimate gamble by going with no insurance at all. That’s like walking a tightrope with no safety net! They hope nothing will ever go wrong.

When An Uninsured Driver Hits Another Car

When one of these uninsured drivers happens to rear end Isabel and her family, totaling her car and sending them all to the hospital, Isabel is left holding the bill – unless she has Uninsured Motorist Coverage.

Uninsured Motorist Coverage Benefits

Uninsured Motorist Coverage helps pay medical expenses and lost wages when the other guy is at-fault but doesn’t have the right type of insurance or the right amount to take care of your loss. In some states, you can choose not to have Uninsured Motorist Coverage, but having it can make you feel a lot more confident driving around in our crazy world.

To learn more about how Uninsured Motorist Coverage works in your state, give us a call at 1-877-GO-DIRECT, go online to www.DirectGeneral.com, or visit a Direct Auto Insurance agent in your neighborhood!

*Material in these articles is for general information or entertainment purposes only. Direct General does not endorse and is not affiliated with any of the other companies or apps listed in this article. Direct General is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners.

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