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Close up view of dictionary entry for the word "insurance"

So many of us scramble to get our taxes done before April 15, rush to pick up last-minute gifts during the holiday season, and sometimes we even struggle to get to work on time! Any of that sound familiar?

That’s why you should mark June 28—National Insurance Awareness Day—on your calendar. It’s time to stop putting this whole “insurance review” thing off until tomorrow!

National Insurance Awareness Day presents a great opportunity to assess your insurance coverage and double check that it’s right for you. Why? The right coverage is not one-size-fits-all, but a selection that’s customized for you and your family’s needs—needs that can change by the year as a new baby arrives, college looms, or you grow closer to retirement.

If you had to make a list of your favorite hobbies, reading your car insurance policy probably wouldn’t top the list, and that’s OK! You may have been putting this topic off for quite some time, or maybe you’ve been putting off buying insurance altogether. If that’s the case, then we may be able to help you sort through some of your thoughts. If you’re thinking…

“I can’t afford insurance.”
It may be more affordable than you think! Remember the part about how there’s no such thing as a “one-size-fits-all policy?” That includes pricing, which can vary widely based on the coverage you select, the type of vehicle you drive, and even where you live. In fact, a study on auto insurance affordability from the National Association of Insurance Commissioners shows a national trend in more affordable coverage. Car insurance may be getting cheaper? Could be! With so many different ways to customize your policy to fit your needs, you can probably afford a cheap car insurance policy! What you can’t afford is not having insurance.

“I don’t need insurance.”
Life doesn’t come with guarantees, except perhaps when it comes to your mobile phone screen…and maybe you have a limited lifetime guarantee on your car’s window tinting. Other than that, good luck! When you have the right insurance policy, though, you can drive easier knowing that it could help lessen the stress and pain of unexpected events, like car accidents, by helping to pay for vehicle repairs and medical bills. More peace of mind? That’s a guarantee. Don’t find yourself among the 12.6 percent of drivers who are uninsured, according to the most recent study on uninsured motorists from the Insurance Research Council.

“Insurance isn’t that important.”
Your state’s legislators likely disagree with you on this point. Not all states have the same car insurance laws, but all states do require drivers to carry some form of financial responsibility and most require that financial responsibility be in the form of an automobile insurance policy. No matter which state you live in, driving without insurance or financial responsibility is against the law.

Still ready to let National Insurance Awareness Day pass you by? Check this whole “insurance review” thing off your list so you can get back to doing what you love the other 364 days of the year. If you’re a current Direct Auto & Life Insurance customer, circle June 28 on your calendar to review your existing policy with one of our knowledgeable agents. Just call 1-877-GO-DIRECT (1-877-463-4732)! If you’re not an existing customer, one of our friendly agents is happy to talk to you about the coverage that could be right for your family.

 

**Material in these articles is for general information or entertainment purposes only. Direct General does not endorse and is not affiliated with any of the other companies or apps listed in this article. Direct General is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners.

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