Don’t be caught unprepared on the road when bad luck strikes. We’ve got your back at Direct Auto & Life Insurance. Add protection to your current plan wherever you go with our Emergency Protection Plans. Save your bank account and help protect you and your family for as little as .40 a day!*
Emergency Protection Plans
Don’t wait until after a car accident to deal with the headaches of unexpected costs. If you get hurt in an accident, you could be paying for a rental car, medical expenses, childcare or even more. Not sure what you need to protect you and your family? At Direct Auto & Life Insurance, our Emergency Protection Plans help pay for accident-related costs and offer a variety of discounts to meet your needs.
- Hospital Stay Benefit: We pay cash directly to you each day you are in the hospital. You can use this cash to help cover expenses, like your household bills, daycare, or rent.
- Accident Medical Expense Reimbursement: Get reimbursed up to $1,000 for your out-of-pocket medical expenses to help cover costs that your auto policy or health insurance do not cover.
- Accidental Death and Dismemberment: If you suffer a covered injury, you could get up to $10,000, or in the event of a death, this benefit could be paid to your loved ones to help cover burial costs and income.
- Ambulance Assistance: If your auto accident requires an ambulance ride, this benefit will reimburse you for up to $100 of your ambulance expense.
- Auto Rental Reimbursement and Lost Personal Effects Coverage: Receive funds to offset potential rental car expenses even if you have rental coverage under your auto policy. You could get up to $300 to replace damaged or stolen items from a rental vehicle.
- Mechanical First Aid: If your car breaks down, this benefit will reimburse you up to $25 for any service call or minor adjustment to your car (not including parts) that will allow it to operate safely.
- Trip Planning Services and Travel Discounts: Receive funds to offset potential rental car expenses even if you have rental coverage under your auto policy. You could get up to $300 to replace damaged or stolen items from a rental vehicle.
Save money and protect yourself with our Emergency Protection Plans! Call your Direct agent at 1-877-GO-DIRECT or stop by one of our many locations for more information on finding the perfect coverage for you and your family.
*Based on the average individual policy across all states